Banking terms

public institution that manages a state's currency, money supply, and interest rates

thumb|upright=1.3|A South African cheque from 1933

thumb|right|Loan document issued by the Bank of Petrevene, Bulgaria, dated 1936

payment card connected directly to a cardholder’s bank account

alphanumeric identifier for a bank account in any participating country, structure defined in ISO 13616

financial institution

type of private company

short, numeric passcode used to access certain services such as ATMs

banking and finance activity compliant with Islamic law

financial product

thumb|"I warn you, Sir! The discourtesy of this bank is beyond all limits. One word more and I – I withdraw my overdraft!" ---- Cartoon from Punch (magazine)|Punch Magazine Vol. 152, June 27, 1917

very short-term collateralized financial loan between two parties

ISO standard defining Business Identifier Codes assigned by SWIFT

200px|right|thumb|Sample passbook (open), containing the same transactions as the bank statement A passbook or bankbook is a paper book used to record bank or building society transactions on a deposit account.

type of regulation on commercial banks

making a cash deposit in a financial institution

financial product

savings account, current account, or other type of bank account

financial transaction in which one person withdraws funds from another person's bank account

character-recognition technology

secure container for storage of valuables – usually in a bank

economic system

A neobank is a type of direct bank that operates exclusively using online banking without traditional physical branches. In contrast to direct banks, in many cases, neobanks do not have their own banking licenses, and instead rely on partner banks. They typically have lower operational costs, which can sometimes result in lower fees and more competitive interest rates.

bank in which a state, municipality, or public actors are owners

plastic card issued by a bank to its clients

summary of financial transactions

bank account used for inter-bank business

process, in which the seller instructs his bank to forward documents related to the export of goods to the buyer's bank

type of bank that provides many kinds of banking services as both a commercial and investment bank

opportunities to access financial services

deals in commercial loans and investment

type of investment account

type of banking service

computer network allowing ATM cards to work between different banks

code assigned by a central bank to other institutions

offering of loans exclusively from time deposits

bank that offers card association branded payment cards directly to consumers

used in finance

share of an asset

commercial banks' holdings deposited in central banks

collective term for all charges and fees made by a bank to their customers

the level of risk in a bank's portfolio arising from concentration to a single counter-party, sector or country

five largest banks of Canada

Ijarah, (, al-Ijārah, "to give something on rent" or "providing services and goods temporarily for a wage" (a noun, not a verb)), is a term of fiqh (Islamic jurisprudence) and product in Islamic banking and finance. In traditional fiqh, it means a contract for the hiring of persons or renting/leasing of the services or the “usufruct” of a property, generally for a fixed period and price. In hiring, the employer is called musta’jir, while the employee is called ajir. Ijarah need not lead to purchase. In conventional leasing an "operating lease" does not end in a change of ownership, nor does th

retail location of a bank, credit union, or other financial institution

Gharar () literally means uncertainty, hazard, chance or risk. It is a negative element in ''mu'amalat fiqh (transactional Islamic jurisprudence), like riba (usury) and maisir (gambling). One Islamic dictionary (A Concise Dictionary of Islamic Terms) describes it as "the sale of what is not present" — such as fish not yet caught, crops not yet harvested. Similarly, author Muhammad Ayub says that "in the legal terminology of jurists", gharar is "the sale of a thing which is not present at hand, or the sale of a thing whose aqibah'' (consequence) is not known, or a sale involving hazard in which

Parameter used to calculate capital

accounting term

bank or financial institution that processes credit or debit card payments

Islamic banking method

electronic network for financial transactions

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money by a payer into a payee's account

term

Structuring, also known as smurfing in banking jargon, is the practice of executing financial transactions such as making bank deposits in a specific pattern, calculated to avoid triggering financial institutions to file reports required by law, such as the United States' Bank Secrecy Act (BSA) and Internal Revenue Code section 6050I (relating to the requirement to file Form 8300). Structuring may be done in the context of money laundering, fraud, and other financial crimes. Legal restrictions on structuring are concerned with limiting the size of domestic transactions for individuals.

name given to Islamic banks

service offered by credit and debit card providers

bank transfer codes in the UK and Ireland

The unbanked are adults who do not have their own bank accounts. Along with the underbanked, they may rely on alternative financial services for their financial needs, where these are available.