Category

Credit risk

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credit default swap

financial swap agreement in case of default

risk of default on a debt that may arise from a borrower failing to make required payments

type of financial collateral used to cover credit risk

failure to meet the legal obligations of a loan or other financial contract

Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans, or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. Securities bac

high-yield debt

financial product

estimated, as yet unrealised loss for an investment for a given set of conditions

thumb|upright=1.35|A 1937 Home Owners' Loan Corporation|HOLC "residential security" map of [[Philadelphia, classifying various neighborhoods by estimated "riskiness" of mortgage loans]] Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. Redlining has been most prominent in the United States, and has mostly been directed against African Americans, as well as Mexican Americans in the Southwestern United States. The most common examples involve denial of credit and insurance, denial of h

credit derivative

exotic financial option

model for assessing likelihood of bankruptcy

Total return swap

financial contract

bond credit rating

credit worthiness of corporate or government bonds, as published by credit rating agencies

loss given default

share of an asset

probability of default

used in finance

concentration risk

the level of risk in a bank's portfolio arising from concentration to a single counter-party, sector or country

Credit-linked note

form of funded credit derivative

Credit valuation adjustment

difference between the quoted rates of return on two different investments

credit analysis

method by which one calculates the creditworthiness of a business or organization

Risk-weighted asset

regulatory capital

exposure at default

Parameter used to calculate capital

settlement risk

risk that a counterparty (or intermediary agent) fails to deliver a security or its value in cash as per agreement

Accounting standard

international financial reporting standard