Credit scoring

national reputation system being developed by the Chinese government

numerical expression representing a person's creditworthiness, commonly based on a credit report with information typically sourced from credit bureaus

Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion (together known as the "Big Three"). Equifax collects and aggregates information on more than 800 million individual consumers and more than 88 million businesses worldwide. In addition to credit and demographic data and services to business, Equifax sells credit monitoring and fraud prevention services directly to consumers.

Experian plc is a multinational data broker and consumer credit reporting company headquartered in Dublin, Ireland. It is listed on the London Stock Exchange and is a constituent of the FTSE 100 Index. Experian is a partner in USPS address validation. It is one of the "Big Three" alongside TransUnion and Equifax.

financial agency that gathers account information to predict a consumer's creditworthiness

model for assessing likelihood of bankruptcy

FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

company

Chinese credit scoring program

Schufa Holding AG (; English: General Credit Protection Agency), proper spelling SCHUFA, is a German private credit bureau supported by creditors. It has its headquarters in Wiesbaden.

TransUnion is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". Its customers include over 65,000 businesses. Based in Chicago, Illinois, TransUnion's 2014 revenue was US$1.3 billion. It is the smallest of the three largest credit agencies, along with Experian and Equifax (known as the "Big Three").