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Financial technology

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cryptocurrency
thumb|183x183px|A logo for bitcoin, the first decentralized cryptocurrency
crowdfunding
Crowdfunding is the practice of funding a project or venture by raising money from a large number of people, typically via the internet. Crowdfunding is a form of crowdsourcing and alternative finance, to fund projects "without standard financial intermediaries". In 2015, over was raised worldwide by crowdfunding.
business intelligence
techniques and tools for acquisition and transformation of raw data into meaningful and useful information for business analysis purposes
fintech
innovative technologies and systems that improve, automate, or disrupt the delivery of financial services across sectors including payments, lending, investments, insurance and digital assets
mobile payment
payment services via a mobile device
peer-to-peer lending
practice of lending money without going through a traditional financial intermediary
Stripe
Irish-American payment technology company
airdrop
procedure of distributing tokens
Robo-advisor
Robo-advisors or robo-advisers are financial advisers that provide personalized financial advice and investment management online with moderate to minimal human intervention. A robo-advisor provides digital financial advice that is personalised based on mathematical rules or algorithms. These algorithms are designed by human financial advisors, investment managers and data scientists, and coded in software by programmers. These algorithms are executed by software and do not require a human advisor to impart financial advice to a client. The software utilizes its algorithms to automatically all
Nxt
NXT is an open source cryptocurrency and payment network launched in 2013 by anonymous software developer BCNext. It uses proof-of-stake to reach consensus for transactions—as such, there is a static money supply. Unlike Bitcoin, there is no mining. NXT was specifically conceived as a flexible platform around build applications and financial services, and serves as basis for ARDR (Ardor), a blockchain-as-a-service multichain platform developed by Jelurida, and IoTeX (cryptocurrency) the current steward of NXT as of 2021. NXT has been covered extensively in the "Call for Evidence" report by ESM
regulatory technology
business compliance technology
strategic bitcoin reserve
strategic cryptocurrency reserve of the United States
real estate technology
application of IT and economics to real estate