Mortgage

Hypothec (; from Lat. hypotheca, from Gk. : hypothēkē), sometimes tacit hypothec, is a term used in civil law systems (e.g. the law of most of Continental Europe) to refer to a registered real security of a creditor over real estate, but under some jurisdictions it may additionally cover ships only (ship hypothec), as opposed to other collaterals, including corporeal movables other than ships, securities or intangible assets such as intellectual property rights, covered by a different type of right (pledge). Common law has two main equivalents to the term: mortgages and non-possessory lien.

[[File:30 year mortgage calculator.webp|thumb|385px|30 year mortgage of 4% on $250,000 loan

process of valuing real property

thumb|House in Salinas, California, under foreclosure, following the bursting of the [[2000s United States housing bubble.]]

loan to homeowners age 62+ not requiring ongoing cash repayment besides property charges

Refinancing is the replacement of an existing debt obligation with another debt obligation under a different term and interest rate. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, common forms of refinancing include primary residence mortgages and car loans.

organization

A bottomry, or bottomage, is an arrangement in which the master of a ship borrows money upon the bottom or keel of it, so as to forfeit the ship itself to the creditor, if the money with interest is not paid at the time appointed at the ship's safe return.

mortgage loan that is repaid in equal installments until the loan is repaid

intermediary who brokers mortgage loans on behalf of individuals or businesses

Type of consumer insurance, often mis-sold

type of loan

legal mechanisms used to secure the performance of obligations

SIBOR stands for Singapore Interbank Offered Rate and is a daily reference rate based on the interest rates at which banks offer to lend unsecured funds to other banks in the Singapore wholesale money market (or interbank market). It is similar to the widely used LIBOR (London Interbank Offered Rate), and Euribor (Euro Interbank Offered Rate). Using SIBOR is more common in the Asian region and set by the Association of Banks in Singapore (ABS).

financial measurement of pre-paid interest

Concept in homeowners' mortgages

automated tool to determine the financial implications of mortgage financing