hard up

adjective

Lacking money; impecunious; in financial difficulties.
“1886, Jerome K. Jerome, Idle Thoughts of an Idle Fellow, On being hard up I can speak with authority on the subject of being hard up. I have been a provincial actor. If further evidence be required, which I do not think likely, […]”
“Miss Frensham is young, but she is not beautiful, and to put it in that way is to pay her a noticeable compliment. She is also, I gather, regrettably hard up. Now, as I never conceal from my clients, my business is conducted on a purely financial basis […]”
Lacking anything.
“We were hard up for amusements.”
Desperate.
“Dating him? She must be hard up.”