Bordier & Cie

We are a family private bank dedicated to private clients and their families around the world . Money can be stressful. Especially when so many key factors are out of your hands . Since we began in 1844, we’ve seen markets crash, wars cause havoc, and institutions, even countries, go bust. We haven’t, because we knew what was coming. Markets will always rise, and they will certainly fall. True success is built over time, with multiple assets, multiple currencies, over multiple decades. It sounds funny, but it’s when the markets dip that our clients value us the most. By smoothing the highs and the lows, we smooth your stress levels. Investing our own capital, private bankers are personally liable. So we don’t take risks with our money or yours. Our absolute independence means we don’t have to answer to shareholders or analysts. Only the next generation. The world’s leading Swiss private banker, Bordier has been profitable since 1844. Many financial institutions offer private banking services, but just 5 selected banks can be truly classified ‘Private Bankers TM’. Endorsed and approved by the Swiss Private Bankers Association , it’s a term that can only be used when the partners bear unlimited liability for all commitments entered into by the bank. Part of a long, banking lineage spanning centuries, it’s created unequalled know-how in responsible investing and money management. With unlimited personal liability, we invest our own capital in the same investments we recommend to you. The things you want to achieve are better understood by a Bank whose partners own and actively manage the company. We place great importance on mutual respect, human connection, and meaningful action. It’s why our relationships last a long time. The Client has elected to access the Account with the Bank by means of the Bank’s Internet solution of secure electronic connection via the Bank’s Website and the Bordier App which allows the Authorised User to view the Account online on mobile applications, together hereinafter referred to as the “E-Services”. 1.2 With an E-Services, the Client can, amongst other things, see the current state of those of his Accounts which he has specified that he wishes to access through the E-Services, and obtain information as to his current Investments. He may also use at his own risk certain analytical tools provided by the Bank. While the Bank endeavours to ensure that comparable functionalities are offered through the Web Access Service and through the Mobile Access Service, the Client acknowledges that, due to technical constraints, there may be differences over what he is able to do through the Web Access Service and what he is able to do through the Mobile Access Service. 1.3 To use any E-Services, the Client must first register with the Bank by such means as the Bank might specify (which will include identifying the specific Accounts accessible through the E-Services) and abide by this Part Eight to these General Conditions as well as with any other terms specified by the Bank in respect of a particular E-Services. The Client will be deemed to have agreed (without reservation) to these terms herein as well as any other terms specified by the Bank to be applicable to an E-Services, from the time he clicks or taps on any confirmation button or from the time he first uses the E-Services (whichever is earlier). 1.4 Without limiting the generality of the foregoing, use of the Mobile Access Service is subject to the mobile device being compliant with specifications determined by the Bank and the Mobile Application End User Licence Agreement (“Mobile App EULA”). The Mobile App EULA will be accessible from within the application after the application is downloaded. Before the Client first uses the application, he must signify his acceptance to the Mobile App EULA. The Bank has the right to update or amend the Mobile App EULA at any time but will give notice of this to the Client. In such a case, the Client