Kutxa

thumb|Main entrance to Kutxa headquarters in San Sebastián The Kutxa (pronounced ; short for "Savings Bank of Gipuzkoa and San Sebastián") is a savings bank mainly operating within a regional scope in the Gipuzkoa province of Spain. Its Spanish name is Caja de Ahorros y Monte de Piedad de Gipuzkoa y San Sebastián but it was re-branded as Kutxa. On 1 January 2012 it merged with other Basque financial entities (a "loose merger"), Bilbao Bizkaia Kutxa (BBK) and Caja Vital Kutxa, to form Kutxabank.

==Government== thumb|Kutxa building in San Sebastián Kutxa, like the rest of Basque savings banks, was founded in the years following the definite loss of the charters (1876) in the middle of growing industrial development and new business opportunities. It constitutes a financial entity with entrenched roots in the social and economic fabric of Gipuzkoa, featuring an intricate system of management and internal control organs: The General Assembly: 79 seats representing the founding agencies (14 seats), private depositors (36), town councils where the savings bank holds branches (14), operative staff (6), organizations representing collective interests (4), and those representing the historic territory of Gipuzkoa (5). It holds a regular session once a year. Administration Board: Deputy organ appointed by the General Assembly in charge of the administration and management of the financial institution, as well as its Community Fund (“Gizarte Ekintza/Obra Social”). Its 15 independent deputies are elected by the General Assembly. Investment Commission: It holds the responsibility of notifying the Administration Board of strategic and stable investments due for approval. Audits Commission: An informative and consultive organ in charge of monitoring election and appointment processes, renewal and cover of vacants occurring in the Institutional Governing Organs, as well as informing the Control Commission as set out by the Act 11/2011, 14 June, of the Savings Bank of the Basque Autonomous Community. Community Fund Commission: Organ in charge of ensuring the due operation of the Community Fund.