
American multinational financial services corporation
Visa Inc. is a large American company that processes payment transactions between banks, merchants, and customers around the world. It matters because it operates one of the most widely used payment networks globally, making it essential to how people buy things with credit and debit cards.
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Visa Inc. (/ˈviːzə, ˈviːsə/) is an American multinational payment card services corporation headquartered in San Francisco, California. It facilitates electronic funds transfers worldwide, most commonly through Visa-branded credit cards, debit cards and prepaid cards.
Visa does not issue cards, extend credit, or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash access programs to their customers. In 2025, Visa's global network (known as VisaNet) processed 257.5 billion transactions worth US$14.2 trillion.
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