LähiTapiola

LähiTapiola (Swedish: LokalTapiola) is a Finnish finance group company providing insurance services, formed by the fusion of the Lähivakuutus and Tapiola companies. LähiTapiola is a group company owned by its customers, serving private, farm, entrepreneur, corporate and community clients. The company's products and services include damage, life and retirement insurance as well as investment and savings services. Services for corporate clients include services related to risk management and staff wellbeing. In 2019 the company had a business result of 273.1 million euro. In 2020 the company had almost 1.6 million owner customers and it was the largest company in Finland to provide traffic insurance, the second largest to provide damage insurance and the fourth largest to provide life insurance.

==History== ===Corporate background=== The roots of the Lähivakuutus and Tapiola companies go back to the 18th and 19th centuries. The history of Lähivakuutus starts from 1770, when king Adolf Frederick of Sweden enacted a law to found fire control groups in towns. The history of Tapiola starts from 1857 when the Paloapuyhtiö group was founded. Of the direct predecessor companies of Tapiola, Pohja was founded in 1909 and Aura in 1917. After the 1933 law about mutual insurance companies several local Lähivakuutus companies were founded all over Finland.