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pensão de velhice
A pension (; ) is a fund into which amounts are paid regularly during an individual's working career, and from which periodic payments are made to support the person's retirement from work. A pension may be either a "defined benefit plan", where defined periodic payments are made in retirement and the contributions to the pension are adjusted to support these defined retirement payments, or a "defined contribution plan", under which defined amounts are paid in during working life, and the retirement payments are whatever can be afforded from the fund.
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A pension is a fund that workers and their employers contribute to during their working years, which then provides regular payments to support them after retirement. Pensions can work in two ways: some guarantee a specific amount in retirement payments (defined benefit), while others depend on how much was contributed and how well the investments performed (defined contribution).
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