vehicle safety device designed to secure the occupant of a vehicle against harmful movement that may result during a collision or a sudden stop
A seat belt is a safety device in vehicles that holds passengers firmly in place during a crash or sudden stop, preventing them from being thrown around inside the car. It matters because it significantly reduces the risk of serious injury or death by keeping occupants safely restrained during accidents.
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via PubMed
Buckling a three-point seat belt
A seat belt or seatbelt, also known as a safety belt, is a vehicle safety device designed to secure the driver or a passenger of a vehicle against harmful movement that may result during a collision or a sudden stop. A seat belt reduces the likelihood of death or serious injury in a traffic collision by reducing the force of secondary impacts with interior strike hazards, by keeping occupants positioned correctly for maximum effectiveness of the airbag (if equipped), and by preventing occupants being ejected from the vehicle in a crash or if the vehicle rolls over.
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