redlining

Also known as red lining

thumb|upright=1.35|A 1937 Home Owners' Loan Corporation|HOLC "residential security" map of [[Philadelphia, classifying various neighborhoods by estimated "riskiness" of mortgage loans]] Redlining is a discriminatory practice in which financial services are withheld from neighborhoods that have significant numbers of racial and ethnic minorities. Redlining has been most prominent in the United States, and has mostly been directed against African Americans, as well as Mexican Americans in the Southwestern United States. The most common examples involve denial of credit and insurance, denial of h