क्रेडिट कार्ड

A credit card is a payment card that allows you to borrow money from a card issuer to make purchases, which you then pay back later. It matters because it provides a convenient way to buy things without carrying cash and can help you build a credit history, though it's important to manage carefully since you'll typically owe interest on unpaid balances.

AI-generated from the Wikipedia summary — may contain errors.