thumb|Of Usury, from Sebastian Brant|Brant's Stultifera Navis (Ship of Fools), 1494; [[woodcut attributed to Albrecht Dürer]]
Usury historically refers to the practice of lending money and charging interest on it, which was often viewed as morally wrong or exploitative. It matters because attitudes toward usury shaped financial practices, religious teachings, and laws across centuries, influencing how societies regulated lending and protected borrowers from excessive debt.
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thumb|Of Usury, from Sebastian Brant|Brant's Stultifera Navis (Ship of Fools), 1494; [[woodcut attributed to Albrecht Dürer]]
Usury () is the practice of making loans that are seen as unfairly enriching the lender. The term may be used in a moral sense—condemning taking advantage of others' misfortunes—or in a legal sense, where an interest rate is charged in excess of the maximum rate that is allowed by law. A loan may be considered usurious because of excessive or abusive interest rates or other factors defined by the laws of a state. Someone who practises usury can be called a usurer, but in modern colloquial English may be called a loan shark.
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